Dordogne estate agents, ORPI AQUITAINE
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Estate agents near Bergerac, Eymet, Lalinde and Beaumont
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Houses for sale -

under €150,000

€150,000 - €250,000

€250,000 - €350,000

€350,000 - €500,000

€500,000 - €750,000

€750,000 - €1,000,000

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Bergerac
Duras
Monsegur
Miramont
Eymet
Lalinde
Beaumont


Some recent additions to our databases:

Property composed of 2 houses in a quiet setting: a main house and its guest house with a swimming pool on a 1.50 acres garden. €481500

481500 euros

Pretty 2 bedroom house with a basement and a garage... Nice 0.18 acre garden with a well, near all shops. €108000

108000 euros

Nice 3 bedrooms house built in the 60

140400 euros

Pretty bungalow with 3 bedrooms, a large living room and a garage on a 0.73 acre garden near shops. €246100

246100 euros

Our selected properties for this month.
Splendid bungalow in the countryside at 5min. of Eymet. Price: 288900 euros
€288900
CHARMING STONE HOUSE FULL RENOVATED IN A QUIET AREA NEAR A VERY NICE VILLAGE. Price: 246000 euros
€246000

French house buildings and contents insurance.

It's hard enough dealing with insurance quotes in English, but when you have to go through it all in French, it can become taxing. So, wouldn't it be a lot easier to insure your house in France, through English-speaking French insurance agents/ brokers? We think so, and have teamed up with some excellent French insurance companies and their agents to bring you just that.

Assurances in or near AquitaineLife insurance. Private banking.
Emmanuel MAINGUY
Tel : 0033 664 023 149

Insurance in France is not expensive, so you should be in for a pleasant surprise when you get your quote. Also, the French seem to have many extra insurances not seen in the UK very often - you'll normally get free legal protection insurance as part of your home insurance policy. Also, your car insurance policy will probably include some protection juridique (or legal protection cover) as well as responsibilité civile (public liability cover).

When you agree to buy your French house, the notaire will remind you that it is your responsibility to insure the property from the date of the compromis de vente (the equivalent of our 'exchange of contracts'). The notaire will need what is called an attestation (which is basically a letter from the local insurance agent to say that his company will hold the premises covered, and that the property is assurable). Normally, your local agent will supply this directly to the notaire but you need to check.

Most French buildings and contents insurance is done through a local agent who has knowledge of the area, property and client. In most cases, the agent will look after nearly all your insurance needs, including motor insurance, assurance scolaire (a legal requirement in France for children attending school), your buildings/ structural insurance and home contents insurance.

Assurance scolaire is a legal requirement for children/ students attending school or college. It is by no means expensive - indeed, it is hideously cheap! - and offers other (extra-mural) benefits for when the little darlings are away on ski trips, summer camp etc. Ask your agent about this type of French insurance.

Buildings and contents insurance. As mentioned above, your notaire requires sight of an attestation before the sale is completed. Let your local agent know this and he will normally offer to copy in the notaire when he sends you the schedule and policy details. You can pay by prélèvement (or standing order) from your bank. It is quite common in France for the entire buildings insurance (i.e. contents as well as structure) to be combined in one policy. Rates are competitive and after-sales services can be excellent, with the agent effectively taking over the claim on your behalf.

Remember that France, to a greater extent than the UK, can suffer from extremes of weather and it is not uncommon for hailstones (sometimes the size of golfballs!) to pierce and shatter canal tiles on the roof. High squally winds are often experienced in south-west France (in the Toulouse area) during the vent d'autan (a particularly strong wind that rushes up from the Mediterranean and veers west over Toulouse and out to sea south of Bordeaux).

Sometimes, French insurance companies might require you to upgrade the security of your property, although this does tend to vary between départements. We have heard of cases where the insurers have asked the owners to fit new shutters to ground floor windows to tighten security. When viewing the house your want to buy, it is a good idea to cast your eye over the property and assess what might need to be done for insurance purposes. However, it has to be said that crime in France (particularly in the rural areas) is still uncommon - probably explaining the low premiums!

If you are intending to leave your house unattended (to return to the UK perhaps) for any length of time, you should let your agent know. Treat your agent assurances as your ally, as he will often know how to save you money. He is looking for repeat business and will want to look after you well.

You do not have to buy a house through ORPI to avail of our insurance services.

Assurances in or near AquitaineLife insurance. Private banking.
Emmanuel MAINGUY
Tel : 0033 664 023 149

 

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Houses for sale

A small selection of properties currently offered for sale in the Dordogne, Gironde and Lot-et-Garonne

Near Beaumont du Perigord, nice building plot of 1 acre. €43000
€43000

Centre town, nice 2 bedroom apartment fully restored. Large living room and courtyard offering view over the Dordogne river. A must see. €275000
€275000

 Charming stone property with a swimming pool and a "pigeonnier" in a lovely setting in the countryside. €349800
€349800

Big house in the middle of Eymet with inside swimming-pool. €310300
€310300

Wonderful stone house  on the Dordogne River.                                      €508000
€508000

Charming 4 bedroom house in perfect condition with a basement on a 0.50 acre garden. €171200
€171200